Call Matt at

  702-372-2427  



FHA Loan Benefits

FHA insured mortgages are some of one of the most popular types of mortgages available.  Since FHA insured loans are backed by the government, they can help more people into the home buying market. 

Easier to Qualify for – lenders are more likely to give you the kind of loan that you need.

Low Down Payment – FHA insured mortgages only require a 3.5% down-payment which makes it easier for people to own homes. Additionally the 3.5% can come in the form of gifts, unlike many other loan programs.

Lower Credit Borrowers Qualify – those with a poor credit history have an easier time getting this kind of loan.

Lower Interest Rates – these loans typically have a lower interest rate than most traditional mortgage loans.

Better Home Stability – the FHA has programs designed to help homeowners keep their homes during hard times. The will work with you to help your home from falling into foreclosure. Always try to work out problems with your lender before the situation becomes dire.