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Home Is Possible

With the Home is Possible down payment assistance program, the Nevada Housing Division provides grants to homebuyers whose savings fall short of the necessary upfront costs of the mortgage process. 

Available Assistance
The Home Is Possible program offers homebuyers a 30-year, fixed rate mortgage. The grant amount can be as much as 5 percent of the loan amount and must be put toward the down payment and closing costs. The grant is forgivable with no repayment requirement if you stay in your home for 3 years. 

Eligibility Requirements
Unlike most assistance programs, the program is not exclusive to first-time homebuyers, and there are no asset limits that applicants must fall under.  All homebuyers must have a credit score of at least 640. The qualifying income on mortgage applications must be below $98,500.  Applicants must pay a one-time fee of $675, and successfully complete a homebuyer education course. ?All homebuyers must meet normal government or conventional loan underwriting requirements.

Property Guidelines
Any property purchased under the Home Is Possible program must serve as the homebuyer's primary residence. The purchase price of the home must be below $484,350. 

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