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FHA Drops Mortgage Insurance Premiums! Hud has decided to lower monthly mortgage insurance premiums effective immediately from .85% to .55%. This is equivalent to nearly 3/8ths of a percent decrease in rate. On a $400,000 loan amount this translates int
Mar 10, 2023 |
Click here for Audio Quick note in an attempt to help the self-employed home buyer on Valentine’s Day: Every year, around late spring, I have to break the hearts of many self-employed buyers because they just filed their tax returns and the way they filed
Feb 13, 2023 |
First I want to say Happy New Year to you all! Cheers to 2023!!! Financial Markets-Stocks The stock markets are enjoying a nice rally with the latest CPI report released yesterday morning. The report largely came in as expected but generally speaking in
Jan 12, 2023 |
Click here for Audio Important Product Updates! 3-2-1 buy downs now for FHA, Conventional and VA. This means the buyer could have a start rate of 3.5% in year 1, 4.5% in year 2, 5.5% in year 3 and finally 6.5% in year 4. On a $400,000 loan amount this w
Dec 09, 2022 |
Audio Version Hello and welcome back! There is a treasure trove of important data released over the past several days and I want to get right to it but before I do I need to clean up parts of my commentary from last month regarding 2-1 buy downs. If you
Nov 10, 2022 | Interest Rates Financial Markets Southern Nevada Real Estate Data Mortgage Rates Down Payment Assistance Mortgage Refinances
Audio Version 2-1 Buy Down Breakdown- How they work and when they make Sense I am sure by now you have received 50-100 emails about lenders offering 2-1 buy downs. I wanted to take a minute to explain exactly how they work and when it makes sense to use t
Oct 14, 2022 |