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Soft credit pull and why they are not useful.

Think a soft credit pull is enough to get prequalified? Think again. A soft pull doesn’t show the full credit picture lenders need to accurately determine your buying power.

Can You Buy a Home Without Employment Income?

Not having a traditional job doesn’t necessarily mean you can’t qualify for a mortgage. In this video, I explain the different types of income lenders may consider and how you may still qualify without traditional employment.

Multi-plex financing 2-4 units

Want to buy a duplex, triplex, or fourplex? You may be able to use residential financing instead of a commercial loan. Here’s what you need to know about financing a multi-unit property.

When does it make sense to refinance?

When is refinancing the right move? In this video, I explain when refinancing could save you money, when it may not be worth the costs, and what you should consider before making the decision.

What’s the difference between a mortgage broker and mortgage banker?

They may sound similar, but they operate differently. In this video, I break down the key differences, including who they work for, how loans are funded, and what it could mean for you as a borrower.

How do I increase my credit score?  

Curious how much your credit score can impact a future mortgage approval? Give this video a quick listen to learn all about it.

How do mortgage rates go up and down? 

Common misconceptions around mortgage interest rates. A lot of information here and be happen to break it down for you. Give me a shout if you're considering buying a home in the near future.

I am self-employed, is it hard to get a home loan?  

For all the self-employed borrowers out there, here's a little bit of mortgage advice that might help. 

Who/What is Fannie Mae and Freddie Mac?

Here's a quick explanation of the role of Fannie Mae & Freddie Mac. A question I get quite often. Hope this helps.

What’s the deal with Condo financing?

Condo Financing can be a little nuanced. Here's some info to help you understand the process a little more.

What is an ITIN loan?  

Ever heard of an ITIN Program when it comes to mortgages. Most people haven't. Non-permanent residents, this one's for you!

Tell me about your down payment assistance program.

Ever heard of "DPA" - otherwise known as "Down Payment Assistance".A lot of my first-time homebuyers take advantage of this great option. Would love to explain more if this sounds like it could benefit your situation. You know where to find me.

What is “THE RATE”?  

"What's your rate, what's my rate, what's her rate." It's a fair question, but it's usually better to dig a little deeper.

Tell me about 2nd mortgages.

A lot of people I chat with get a little confused when we start talking about 2nd Mortgages and the intricacies around them. Here's a quick explainer video. Hope it helps and if you have any questions, you know where to find me.

What can I expect for ROI if I invest in real estate in Las Vegas?

Investing in real estate....in Las Vegas. Here's a few tips that might help.

What is a DSCR loan?

DSCR loans can be a great option for unique borrowers.  Check it out to learn more.

I am going through a divorce, what are the do’s and don’ts when I want to buy a home soon?

Divorce can be messy, and when a mortgage is involved, it can be even more messy and complicated. Here's some advice if you ever find yourself in that situation. Always happy to answer any questions.

What is an assumable mortgage and how does that work?

Some insights into Assumable Mortgages. Anytime you'd like to chat, you know where to find me.