Looking to buy a home or refinance in The Lakes? The Maltese Group is your trusted mortgage partner, offering expert guidance and fast approvals tailored to local homebuyers. As a branch of Cardinal Financial (NMLS #66247), our Las Vegas-based team has helped hundreds of Nevada residents navigate home loans with confidence. We understand the unique real estate landscape in The Lakes and are committed to providing transparent, personalized support every step of the way.
Whether you’re buying your first home near Lake Sahara or refinancing your existing property in this quiet, desirable neighborhood, The Maltese Group delivers the mortgage expertise you need—backed by a reputation for speed, service, and local insight.
We offer FHA, VA, conventional, jumbo, and refinance loans, along with access to down payment assistance programs. Our team helps match you with the best mortgage option based on your financial situation and homeownership goals.
Yes. FHA loans allow credit scores as low as 580 with 3.5% down. We’ll review your credit and offer guidance on improving your score or choosing the best program.
Yes. The Maltese Group can connect you with Nevada-based DPA programs that help reduce upfront costs for qualified buyers.
Conventional loans typically require 3–5% down, while FHA loans require 3.5%. VA loans offer $0 down options for eligible borrowers. We also help buyers access down payment assistance.
Absolutely. We offer both cash-out and rate/term refinance options. Whether you want to tap into equity or adjust your mortgage terms, we’ll guide you through the process.
Yes. Eligible veterans and active-duty service members can apply for VA loans, which offer no down payment, no PMI, and flexible credit requirements.
Most of our clients in The Lakes close within 21–30 days. Our local team works efficiently to keep things moving, from application to closing.
What Our Customers Say About Us
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
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