Mortgage Lenders in Summerlin

• Over 500 Southern Nevada families served
• 5-star ratings on Google, Zillow, and Realtor.com
• Expert guidance from a licensed, local team
• Personalized mortgage planning and fast pre-approvals
• Competitive interest rates and flexible loan options

We combine deep community ties with the power of modern loan technology. Every client gets direct communication with our loan officers, fast turnarounds, and transparent updates every step of the way. Whether you're a first-time buyer or an experienced investor, we’ll help you close with confidence.

We make financing your home simple and transparent. Here's how we guide you from application to closing:

Step 1: Pre-Approval
We evaluate your income, credit, and financial goals. You’ll get a clear picture of what you can afford.

Step 2: Loan Selection
We compare FHA, VA, conventional, and DPA programs and help you select the right fit.

Step 3: Processing & Underwriting
Our team handles every detail documents, verifications, appraisals to ensure smooth approvals.

Step 4: Closing Day
We coordinate everything with your agent, title company, and underwriters for a timely and stress-free closing.

FHA loans are a popular choice for Summerlin homebuyers who need a low down payment and flexible credit requirements. With down payments as low as 3.5% and minimum credit score thresholds starting around 580, FHA loans are ideal for first-time buyers or anyone recovering from credit challenges.

Additional benefits include fixed-rate stability, government-backed security, and the option to use gift funds for closing costs. The Maltese Group helps you understand FHA loan limits and qualification steps so you can buy with ease.

Veterans, active-duty service members, and surviving spouses can take advantage of VA loan benefits, including no down payment and no private mortgage insurance (PMI). VA loans are backed by the U.S. Department of Veterans Affairs and offer some of the most favorable terms on the market.

Our VA-approved loan officers work closely with eligible borrowers in Summerlin to simplify the application process and ensure you receive all entitled benefits. From COE retrieval to closing day, we’ve got you covered.

Conventional loans offer excellent terms for well-qualified borrowers in Summerlin. With competitive rates, flexible down payment options, and no upfront mortgage insurance fees, conventional financing is ideal for buyers with solid credit and verifiable income.

The Maltese Group offers both conforming and non-conforming conventional mortgages, including fixed-rate and adjustable-rate options. We’ll help you determine if a conventional loan is the best fit based on your budget, long-term plans, and the type of property you’re purchasing.

Summerlin is home to some of Las Vegas’ most desirable and high-value properties. For homes that exceed conforming loan limits, we offer jumbo mortgage solutions with competitive rates and custom underwriting.

Jumbo loans typically require a larger down payment and stronger financial profile, but they open doors to luxury home financing without government restrictions. Our team works with self-employed borrowers, business owners, and high-income buyers to structure jumbo financing for seamless approval.

Buying your first home in Summerlin? We specialize in guiding new buyers through the entire mortgage journey. From pre-qualification to funding, we offer tailored loan options including FHA, DPA programs, and first-time buyer incentives.

We also educate you on budgeting, credit readiness, and how to use seller concessions and gift funds to minimize your upfront investment. With The Maltese Group, first-time buying doesn’t have to be overwhelming it’s a clear path toward ownership.

Real estate investors looking to expand their portfolio in Summerlin can take advantage of our investor-specific mortgage programs. We offer financing for non-owner occupied properties, including single-family homes, townhouses, and multi-unit rentals.

Whether you're flipping, renting, or purchasing for long-term appreciation, our investor loans include flexible documentation options and streamlined closings for seasoned and first-time investors alike.

Down payment barriers shouldn’t stand between you and homeownership. That’s why we help qualified Summerlin homebuyers access Nevada’s local DPA programs, including grants and forgivable second mortgage options.

Our team ensures you meet eligibility requirements and understand how DPA funds can be combined with FHA or conventional financing to reduce your out-of-pocket costs.

Already own a home in Summerlin? We offer refinancing solutions to help you lower your rate, shorten your term, or tap into home equity. Whether you're exploring a rate-and-term refinance or looking for cash-out options, we tailor each loan to your financial goals.

We also offer VA IRRRL streamline refinancing and FHA-to-conventional transitions for homeowners who want to eliminate mortgage insurance or lock in a better rate.

• Mortgage Calculators: Estimate payments, affordability, and loan scenarios instantly
• Secure Online Application: Apply in minutes from any device
• Loan Comparison Guides: Learn the pros and cons of FHA, VA, jumbo, and other loan types
   

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