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  702-372-2427  

Matt Maltese
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Get A Mortgage Quote Call 702-372-2427

Your Trusted Mortgage Lender in Southern Highlands, Nevada

Southern Highlands

Your Local Home Loan Experts in Southern Highlands, Nevada

Finding the right home loan shouldn’t feel overwhelming  especially when you have a trusted local partner by your side. At The Maltese Group Cardinal Financial, we’re proud to serve Southern Highlands homeowners and first-time buyers with clear guidance, competitive mortgage rates, and personalized lending solutions built around your financial goals.

Whether you’re purchasing your first home, refinancing, or exploring home equity options, our experienced Las Vegas mortgage team makes the process simple, transparent, and stress-free from application to closing.

How Much Can I Afford?

Our Loan Products

Conventional Mortgage

FHA Home Loans

VA Loans

First Time Home Buyers

Jumbo Loans

Investor Loans

DPA - Down Payment Assistance

Refinancing

Our Service Area: Clark County, Nevada

Las Vegas Henderson Summerlin North Las Vegas BLUE DIAMOND The Lakes Southern Highlands

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
69 reviews
Mark Calabrese
had a great experience with the whole team at Maltese. thank you for the great customer service!
had a great experience with the whole team at Maltese. thank you for the great customer service!

Mark Calabrese

3 weeks ago

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Dollie Perez
I can’t thank Matt enough for his incredible support throughout the home loan process. From start to finish, Matt was knowledgeable, responsive, and truly had my best interests at heart. Matt made what could have been a stressful experience smooth and str ...
I can’t thank Matt enough for his incredible support throughout the home loan process. From start to finish, Matt was knowledgeable, responsive, and truly had my best interests at heart. Matt made what could have been a stressful experience smooth and straightforward, always taking the time to explain every step and answer all my questions. Their professionalism and attention to detail were outstanding, and I felt confident and well-informed the entire way. I highly recommend Matt to anyone looking to finance a home—you won’t find anyone better! Thank you very much David and Dollie Perez
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Dollie Perez

3 weeks ago

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Jessica Morales
I would like to start by thanking Matt for all his hard work and help. We were able to get our second home thanks to Matt. He has helped us since the beginning when we were trying to purchase our first home. We were told by other lenders that we wouldn't ...
I would like to start by thanking Matt for all his hard work and help. We were able to get our second home thanks to Matt. He has helped us since the beginning when we were trying to purchase our first home. We were told by other lenders that we wouldn't be able to qualify for a home, but Matt made it happen. He doesn't give up on what's best for his customers and he always goes above and beyond to make things happen. HIS team that he has are always there to help as well there always on top of there game. SO REMEMBER If a lender tells no He'll tell Yes and try to make it happen.
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Jessica Morales

1 month ago

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Gina Sferra
Matt was wonderful. He answered all of my many many questions, stayed on top of my loan, day and night (I really don’t know when he slept) and was with us till the signing. He answered every question I had even after the signing. We received a gift from h ...
Matt was wonderful. He answered all of my many many questions, stayed on top of my loan, day and night (I really don’t know when he slept) and was with us till the signing. He answered every question I had even after the signing. We received a gift from him weeks after close. My loan was complicated and took a lot of extra work. Matt never wavered. He put in every ounce of effort required to get it done. He made my dream come true. I could not have done it without him.
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Gina Sferra

2 months ago

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John Dwyer
This guy is the best there is!! I'm not one to leave reviews but Matt made a miracle happen and the least I could do is spread the good work. I was working with a different mortgage broker trying to buy my first property in Vegas and experienced delay aft ...
This guy is the best there is!! I'm not one to leave reviews but Matt made a miracle happen and the least I could do is spread the good work. I was working with a different mortgage broker trying to buy my first property in Vegas and experienced delay after delay which was so stressful and almost made me lose the condo, and my earnest money. I was put in touch with Matt (a week AFTER my original closing date!) and he assured me that he could save the deal and everything approved quickly. Lo and behold, I'm now a condo owner and Matt was able to do in a week what a team of realtors, the seller, and another mortgage broker couldn't do in a month. If you have a property you like and don't want to risk losing it, give Matt a call. Thank you Matt!!!
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John Dwyer

2 months ago

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Elena Pederson
Wonderful, Professional, Reliable Company!!! Highly recommended! Elena
Wonderful, Professional, Reliable Company!!! Highly recommended! Elena

Elena Pederson

3 months ago

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mera tawfik-oshana
Matt was instrumental in finding the best loan for our purchase. He was responsive to all of our questions and saw the process through from beginning to end.
Matt was instrumental in finding the best loan for our purchase. He was responsive to all of our questions and saw the process through from beginning to end.

mera tawfik-oshana

3 months ago

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Tresja Christopher
Matt was truly a dream work with. When we thought it would be impossible in this market, Matt made it possible for us to purchase our dream home. He was on top of every aspect of the transaction and never failed to keep us moving forward in a positive dir ...
Matt was truly a dream work with. When we thought it would be impossible in this market, Matt made it possible for us to purchase our dream home. He was on top of every aspect of the transaction and never failed to keep us moving forward in a positive direction. Day or night he would keep us abreast of our status during the loan process. We are so pleased that our realtor Freddy Aldana partnered us with Matt because together we were able to realize our dreams. Also, a special thank you to Linnea who was so kind, patient and knowledgeable. :)
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Tresja Christopher

4 months ago

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Joli Daos
⭐️⭐️⭐️⭐️⭐️ Just purchased my first home and couldn’t be happier! The entire process was smooth, professional, and stress-free. I felt supported by Matt and his assistant Michelle every step of the way. Highly recommend to anyone looking to buy their first ...
⭐️⭐️⭐️⭐️⭐️ Just purchased my first home and couldn’t be happier! The entire process was smooth, professional, and stress-free. I felt supported by Matt and his assistant Michelle every step of the way. Highly recommend to anyone looking to buy their first home!
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Joli Daos

4 months ago

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Gordon Lau
I had an awesome experience working with Matt Maltese! He provided a quick pre-approval and walked me through multiple financing options so I could choose what worked best for me. He was knowledgeable, responsive, and made the whole process smooth from st ...
I had an awesome experience working with Matt Maltese! He provided a quick pre-approval and walked me through multiple financing options so I could choose what worked best for me. He was knowledgeable, responsive, and made the whole process smooth from start to finish. A special shoutout to Linnea, the loan servicer—she was also fantastic to work with and kept everything on track. I’d absolutely recommend them to anyone looking for a stress-free loan process
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Gordon Lau

4 months ago

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Stacy Priest
My husband and I just recently closed on our first home, and the process with Matt, Michelle and team was seamless from the very beginning. They were there to answer all my questions every step of the way, and ensured that we knew exactly what we were get ...
My husband and I just recently closed on our first home, and the process with Matt, Michelle and team was seamless from the very beginning. They were there to answer all my questions every step of the way, and ensured that we knew exactly what we were getting into with our loan. I’ve always heard how stressful the loan process can be, but our experience was anything but that. It was hands down the easiest part of the home buying process because of this fabulous group of professionals. I will forever use and recommend Matt and Cardinal Financial!!
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Stacy Priest

5 months ago

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Leslie Magana
As first-time homebuyers, we couldn't have asked for a smoother and more supportive experience. From our very first conversation, Matt and Michelle were invaluable in guiding us through the entire process. They helped us create a clear strategy, and their ...
As first-time homebuyers, we couldn't have asked for a smoother and more supportive experience. From our very first conversation, Matt and Michelle were invaluable in guiding us through the entire process. They helped us create a clear strategy, and their expertise and proactive communication made each step feel manageable and understandable. We are incredibly grateful for their flawless service and the ease with which they navigated us through this significant milestone. We highly recommend their services to anyone looking for a dedicated and knowledgeable team, especially first-time buyers!
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Leslie Magana

5 months ago

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Amaryah Bone
The entire service from promptness, clarity, use of digital systems, and openness to hearing my thoughts, needs and questions was just wonderful! Could not recommend Matt and the team more!
The entire service from promptness, clarity, use of digital systems, and openness to hearing my thoughts, needs and questions was just wonderful! Could not recommend Matt and the team more!

Amaryah Bone

5 months ago

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Yarely Sandoval
We just bought our second home and we couldn’t have done it without Matt and his team. They’re amazing and so fast with everything. They made everything so easy for us. Matt and his assistant Linnea would also respond back fast no matter what time of the ...
We just bought our second home and we couldn’t have done it without Matt and his team. They’re amazing and so fast with everything. They made everything so easy for us. Matt and his assistant Linnea would also respond back fast no matter what time of the day it was.
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Yarely Sandoval

5 months ago

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Lyric Evans
Bought our first home using Matt and his team and it was an amazing experience. So informative and knowledgeable, helpful every step of the way, and gave us an extremely supportive process. Their support helped us move forward with confidence and get the ...
Bought our first home using Matt and his team and it was an amazing experience. So informative and knowledgeable, helpful every step of the way, and gave us an extremely supportive process. Their support helped us move forward with confidence and get the best deal for us. Would recommend him to everyone.
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Lyric Evans

6 months ago

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Dara Griffiths
This was our second time using Matt and his team to complete our financing for our home purchase. Each time has been extremely fast and informative. There were many times during the process where I had questions which I preferably wanted to discuss by pho ...
This was our second time using Matt and his team to complete our financing for our home purchase. Each time has been extremely fast and informative. There were many times during the process where I had questions which I preferably wanted to discuss by phone. Whether it was during business hours or later in the evening, Matt made himself available and spoke in great detail through all questions and concerns. He was also amazing at providing us all scenario options to ensure we made the best and most informed decision.
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Dara Griffiths

7 months ago

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Sondra Tawfik
I recently worked with Cardinal Financial (Matt and his assistant Linnea)! They were AWESOME!! They made the whole process so seamless and actually easy! The stress is always high when purchasing a new home, and I can honestly say that the loan aspect of ...
I recently worked with Cardinal Financial (Matt and his assistant Linnea)! They were AWESOME!! They made the whole process so seamless and actually easy! The stress is always high when purchasing a new home, and I can honestly say that the loan aspect of my recent purchase in Las Vegas was so smooth. I really enjoyed meeting and working with both Matt and Linnea! They made my move to Las Vegas that much more awesome! If you are looking for a loan agent that knows his stuff, and makes the process a breeze...look no further...Matt Maltese is your guy ;-)!!
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Sondra Tawfik

7 months ago

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Vance Smith
The Maltese group have always done an amazing job for us with all of our home loans!
The Maltese group have always done an amazing job for us with all of our home loans!

Vance Smith

7 months ago

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Janice Jones
Matt was extremely helpful during the buying process and very helpful and was available whenever we needed him.
Matt was extremely helpful during the buying process and very helpful and was available whenever we needed him.

Janice Jones

9 months ago

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Viridiana Cruz
Cardinal Financial has been so extremely helpful! I worked with Matt Maltese and his assistant, Linnea, and they both made the whole process super easy. Whenever I had questions about something, they were very responsive and informative. Never once were t ...
Cardinal Financial has been so extremely helpful! I worked with Matt Maltese and his assistant, Linnea, and they both made the whole process super easy. Whenever I had questions about something, they were very responsive and informative. Never once were they pushy or overbearing. I value that he never discriminated against me by my credit, income, or race. Before working with Matt, other lenders ignored me and said I was not ready to get a loan, but Matt made it possible. I would highly recommend this company!
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Viridiana Cruz

9 months ago

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Sydnie Nason
I was referred to the company through my realtor and CardianlFinancial has been so extremely helpful! Personally I worked with Matt Maltese and his assistant and they both made the whole process super easy, anytime I had questions about something they wer ...
I was referred to the company through my realtor and CardianlFinancial has been so extremely helpful! Personally I worked with Matt Maltese and his assistant and they both made the whole process super easy, anytime I had questions about something they were very responsive and very informative. Never once were they pushy or overbearing. I would highly recommend this company!
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Sydnie Nason

9 months ago

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Sarah Larson
Matt is absolutely incredible - I have never worked with an individual who is so devoted to his clients. Matt ensured we had all the available options, walked us through each one and helped us navigate the current market with ease and understanding. I cou ...
Matt is absolutely incredible - I have never worked with an individual who is so devoted to his clients. Matt ensured we had all the available options, walked us through each one and helped us navigate the current market with ease and understanding. I couldn't recommend someone more! Thank you Matt for everything you do!
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Sarah Larson

9 months ago

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Angel Inez Arnold
My husband and I moved to Vegas in June of 2023 after selling our home in Seattle of over 20 years. It was our dream to upgrade to a newer home with a pool. A dream that seemed impossible, until we met Matt and his team. Our circumstances were not straigh ...
My husband and I moved to Vegas in June of 2023 after selling our home in Seattle of over 20 years. It was our dream to upgrade to a newer home with a pool. A dream that seemed impossible, until we met Matt and his team. Our circumstances were not straight forward. However, Matt made our challenging loan seem easy. Buying a home is a stressful process and I'm glad we chose Matt. Thank you for making our dream a reality. We will never forget you. I highly recommend using him for your home purchase or refinance.
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Angel Inez Arnold

10 months ago

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Cynde Cole
Matt and team, are great. Struggled a little with the technology portal they use but we bought a home in Vegas from Washington and it was a smooth transaction. We appreciated how responsive Matt and Linnea were to our questions and locking in the best ra ...
Matt and team, are great. Struggled a little with the technology portal they use but we bought a home in Vegas from Washington and it was a smooth transaction. We appreciated how responsive Matt and Linnea were to our questions and locking in the best rates in this crazy market. Thank you!
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Cynde Cole

10 months ago

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Richelle Swart
Matt and his team are fantastic. 2nd time using them and will never use anyone else. If you want the best service, honesty and someone looking after your best interests, this is the team for you!
Matt and his team are fantastic. 2nd time using them and will never use anyone else. If you want the best service, honesty and someone looking after your best interests, this is the team for you!

Richelle Swart

10 months ago

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T Sh0e
What an great experience. Matt made the home buying experience so much easier for my wife and I. Whether it be last minute loan quotes or urgent approvals - Matt was there to support through the process. Him and his team made it super easy to get everyth ...
What an great experience. Matt made the home buying experience so much easier for my wife and I. Whether it be last minute loan quotes or urgent approvals - Matt was there to support through the process. Him and his team made it super easy to get everything in and was transparent upfront. No shocks, no surprises. Will definitely be looking this way next time I’m back on the market for a house!
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T Sh0e

10 months ago

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Tina Mello
Matthew is the absolute BEST!!! I have worked with and used him for 20 years and he has helped me my family and clients as well as saved transactions that would have cancelled for other agents that had buyers on my listings and their lender couldn’t get t ...
Matthew is the absolute BEST!!! I have worked with and used him for 20 years and he has helped me my family and clients as well as saved transactions that would have cancelled for other agents that had buyers on my listings and their lender couldn’t get that buyer under written approval and he took us to the finish line. Thank you Matt for 20 successful years and here’s to 20 more.”
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Tina Mello

10 months ago

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Rick Pinto
Matt thank you for all your expertise and advice. Im blown away how fast you were able to take this from start to finish. Impressive.
Matt thank you for all your expertise and advice. Im blown away how fast you were able to take this from start to finish. Impressive.

Rick Pinto

11 months ago

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Maureen Santos
Matt Maltese is an amazing lender and an honest straight forward when I spoke to him. He was there for us the whole time of the transaction. He is awesome!
Matt Maltese is an amazing lender and an honest straight forward when I spoke to him. He was there for us the whole time of the transaction. He is awesome!

Maureen Santos

1 year ago

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Paul Hart
Matt and the team kept all details of the transaction coordinated - and keeping me informed and organized along the way. From pre-qualification to updates throughout the purchase, Matt was available 24/7, something that mattered as my move was coming from ...
Matt and the team kept all details of the transaction coordinated - and keeping me informed and organized along the way. From pre-qualification to updates throughout the purchase, Matt was available 24/7, something that mattered as my move was coming from the east coast. Thank you, Matt!
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Paul Hart

1 year ago

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Victor Lindsey
Very professional, honest, and fast.
Very professional, honest, and fast.

Victor Lindsey

1 year ago

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Lisa Carmona
Matt and his team are amazing. We didn’t hesitate to use them to purchase our investment property. Matt is readily available to answer questions that come up at any time… he even replied via email while traveling for vacation! He is extremely knowledgeabl ...
Matt and his team are amazing. We didn’t hesitate to use them to purchase our investment property. Matt is readily available to answer questions that come up at any time… he even replied via email while traveling for vacation! He is extremely knowledgeable and talks you through the process. The online portal that they use is very helpful to complete signing the never ending forms that come with any escrow. His assistant, Linnea is wonderful and makes sure to communicate anything that has been sent via email so that you don’t miss anything. Two thumbs up for The Maltese Group!
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Lisa Carmona

1 year ago

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justin maxwell
Excellent experience with Matt Maltese at Cardinal financial. I have been using Matt for many years and for multiple real estate properties. He was so good that I even have referred many of my physician colleagues to him as well. Realizing that there i ...
Excellent experience with Matt Maltese at Cardinal financial. I have been using Matt for many years and for multiple real estate properties. He was so good that I even have referred many of my physician colleagues to him as well. Realizing that there is a significant difference in quality when using mortgage brokers including the loans going through in a timely fashion. Also the interest rates were very well in line with market standards and other competitors.
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justin maxwell

1 year ago

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Kristina M.
I was referred by my neighbor who has worked with Matt and his team for many years. My husband and I were trying to refinance and decided to call Matt and see what his group had to offer. The one word I would use during this process is “transparency”. He ...
I was referred by my neighbor who has worked with Matt and his team for many years. My husband and I were trying to refinance and decided to call Matt and see what his group had to offer. The one word I would use during this process is “transparency”. He was very straightforward with us and our specific situation. When I had questions the team was very responsive. They use a portal for docs and it made it easy to track the process. It’s important to me to establish a relationship long term with a mortgage professional. I look forward to working with him and his team in the future. Overall excellent service. Thank you!
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Kristina M.

1 year ago

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Terann Pavao
Matt and his team are amazing!!! We went thru MANY other lenders and none of them had the tenacity or were successful in helping us purchase our first home!! I wish we went with Cardinal Financial FROM THE START- we would have closed a month sooner then w ...
Matt and his team are amazing!!! We went thru MANY other lenders and none of them had the tenacity or were successful in helping us purchase our first home!! I wish we went with Cardinal Financial FROM THE START- we would have closed a month sooner then we did! But we switched lenders at the last minute and within 2 weeks we closed on our home purchase. Thank you to Matt, Michelle and Jessica for helping us- and for being a quick, diligent and hard working team that produced amazing results! We wouldn't have been successful without you guys!! Sincerely, Terann and Devin
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Terann Pavao

2 years ago

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Andrew Pak
MATT helped me get loans in 2010, 2012 and 2023. Each time, Matt made the process as easy as possible with no stress at all. Matt is professional and knowledgeable. No wonder why Matt is the best of the best in his financial field. LIANNA guided me from b ...
MATT helped me get loans in 2010, 2012 and 2023. Each time, Matt made the process as easy as possible with no stress at all. Matt is professional and knowledgeable. No wonder why Matt is the best of the best in his financial field. LIANNA guided me from beginning to end. She has a very positive attitude to help and support me through the whole process. On top of that she is extremely polite and patient. Don't worry, Lianna will guide you through. I truly appreciate both of you and highly recommend to everyone, especially to those who have less than average computer skills and less than perfect English skills. You guys are simply the best!
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Andrew Pak

2 years ago

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Pamela Postema
THE MALTESE GROUP AT CARDINAL FINANCIAL IS THE BEST!! I GOT A GREAT LOAN FROM THEM AND HIGHLY RECOMMEND THEM. THEY ARE HONEST, PROFICIENT AND SKILLFUL IN GETTING YOU THE BEST DEAL.
THE MALTESE GROUP AT CARDINAL FINANCIAL IS THE BEST!! I GOT A GREAT LOAN FROM THEM AND HIGHLY RECOMMEND THEM. THEY ARE HONEST, PROFICIENT AND SKILLFUL IN GETTING YOU THE BEST DEAL.

Pamela Postema

2 years ago

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Paul Bolanos
Good day and thank you.. Very thankful.. I had a lot of questions as a first time home buyer, but matt and linnea explained it really well.. I trust them. Highly recommend matt and the team.. i wish all the best for you man.. 👍🏼👍🏼👍🏼 thank you for also hel ...
Good day and thank you.. Very thankful.. I had a lot of questions as a first time home buyer, but matt and linnea explained it really well.. I trust them. Highly recommend matt and the team.. i wish all the best for you man.. 👍🏼👍🏼👍🏼 thank you for also helping my brother..
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Paul Bolanos

2 years ago

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Christia Marie
Matt and his team at Cardinal Financial have gone above and beyond to assist us with all our needs and questions throughout the overwhelming process of acquiring a home loan. Since day one they have been very professional, kind, and respond to us in a tim ...
Matt and his team at Cardinal Financial have gone above and beyond to assist us with all our needs and questions throughout the overwhelming process of acquiring a home loan. Since day one they have been very professional, kind, and respond to us in a timely manner. I also want to highlight Linnea who helped me a ton on ensuring we got all the documents completed and walked me through the process of navigating their online portal. My family and I could not recommend them more! Thank you for being a part of our journey to buying our forever home!
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Christia Marie

2 years ago

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Maria Luz Coronia
We are extremely happy with our new home! The process was fast and easy, there are few bumps but eventually Matt was able to help us! Matt and Linnea are very helpful and professional and easy to work with, nextime we know we’re finally moving to our firs ...
We are extremely happy with our new home! The process was fast and easy, there are few bumps but eventually Matt was able to help us! Matt and Linnea are very helpful and professional and easy to work with, nextime we know we’re finally moving to our first home with our first baby, (what a beautiful way to start 2023) Another thing Matt and his assistant was very responsive to our questions and concerns, which took the stress out of the process especially to me 😅 And also, out of all the banks my husband and I applied he got us the lowest rate so that’s another good thing, I highly recommend Cardinal Financial Company when it comes to mortgage needs!
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Maria Luz Coronia

2 years ago

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Yolanda Collo
Mr. Matt Maltese was very helpful, him and Linnea guided me all the way through. I truly appreciate your company and I highly recommend especially for the first timer like me. ❤️
Mr. Matt Maltese was very helpful, him and Linnea guided me all the way through. I truly appreciate your company and I highly recommend especially for the first timer like me. ❤️

Yolanda Collo

2 years ago

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Clemente Renteria
From my family, I would like to say, "Thank You!" The help we received, your guidance, and expertise made it possible for us to get an amazing loan structure that fits withing our financial needs. You went above and beyond to make sure everything was done ...
From my family, I would like to say, "Thank You!" The help we received, your guidance, and expertise made it possible for us to get an amazing loan structure that fits withing our financial needs. You went above and beyond to make sure everything was done in a timely manner. We definitively recommend them as a loan officer team to help you purchase your new home.
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Clemente Renteria

2 years ago

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Tino Espinnza

Tino Espinnza

2 years ago

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Howard Schwartz
This was the 2nd time using the Maltese Group. What a great experience working with Matt and Linnea. Quick close in only about 3.5 weeks
This was the 2nd time using the Maltese Group. What a great experience working with Matt and Linnea. Quick close in only about 3.5 weeks

Howard Schwartz

2 years ago

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Kateryna Maslovskiy
I had a great experience working with Matt and his team. He was very professional and very knowledgeable, he can give you details for the best loan to suit your needs. Simple and straight to the point. They did an awesome job and I highly recommend them t ...
I had a great experience working with Matt and his team. He was very professional and very knowledgeable, he can give you details for the best loan to suit your needs. Simple and straight to the point. They did an awesome job and I highly recommend them to anyone.
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Kateryna Maslovskiy

2 years ago

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Jenna Santana
Matt and his team are amazing. They made the process of buying our home easy and stress free. They answered every question we had from day one and went above and beyond to make sure we had everything we needed. I will be recommending them to all of my fri ...
Matt and his team are amazing. They made the process of buying our home easy and stress free. They answered every question we had from day one and went above and beyond to make sure we had everything we needed. I will be recommending them to all of my friends and family looking for a lender.
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Jenna Santana

3 years ago

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Leshly Sagario
Matt and his team were very helpful, I'm glad i had them 😊
Matt and his team were very helpful, I'm glad i had them 😊

Leshly Sagario

3 years ago

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Carlo Jay Melchor
We couldn't have asked for more from Matt and his assistants, they went above and beyond what we needed and were there for us at every turn. They are very helpful and if you call them, they are more than happy to assist you. Very professional on what they ...
We couldn't have asked for more from Matt and his assistants, they went above and beyond what we needed and were there for us at every turn. They are very helpful and if you call them, they are more than happy to assist you. Very professional on what they do. Even though we are living in Hawaii right now, they still go out of their way to help us get a home in Las Vegas. Very committed to helping others and the work they do. We would highly recommend Matt and his team to anyone looking to purchase a home. Thank you very much for helping us achieve our dream.
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Carlo Jay Melchor

3 years ago

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Jason jamie Coe
Matt and his assistant were an amazing team they did more than we could’ve hoped for they went above and beyond what we needed and were there at every step we would we would definitely recommend Matt and his team to anyone when buying a house. ...
Matt and his assistant were an amazing team they did more than we could’ve hoped for they went above and beyond what we needed and were there at every step we would we would definitely recommend Matt and his team to anyone when buying a house. Jason & Jamie Coe
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Jason jamie Coe

3 years ago

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Tania Nuno
All people in Cardinal Financial that we've communicated with were very professional, knowledgeable, always with the attitude of help and support, and very polite. They help us in all this process of buying our home. We are delighted to have the opportun ...
All people in Cardinal Financial that we've communicated with were very professional, knowledgeable, always with the attitude of help and support, and very polite. They help us in all this process of buying our home. We are delighted to have the opportunity to meet Matt and all his crew.
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Tania Nuno

3 years ago

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FAQs Mortgage Loans in Southern Highlands

We offer a full range of mortgage programs to meet the needs of Southern Highlands homeowners and buyers. These include Conventional, FHA, VA, and Jumbo loans, as well as refinance and cash-out options. Our loan specialists will guide you in choosing the program that best fits your goals and financial situation.

Getting pre-approved is fast and easy. You can apply online through our secure application at maltesemg.com, or call our Las Vegas office at 702-372-2427. Once we review your information, you’ll receive a pre-approval letter that shows your buying power and helps you make stronger offers on homes in Southern Highlands.

Most loan programs require a minimum credit score between 580 and 620, depending on the loan type. However, at The Maltese Group, we review each applicant individually. If your score is lower, we can often recommend steps to improve your credit and increase your eligibility.

Absolutely. We specialize in helping first-time home buyers navigate the mortgage process with confidence. Our team offers personalized guidance, explains loan options clearly, and helps you explore programs that may include low down payments or down payment assistance.

Refinancing can help you lower your monthly payment, shorten your loan term, or access your home equity for improvements or debt consolidation. Our refinance experts will compare today’s rates and help you determine if now is the right time to refinance your Southern Highlands home.

 

Most of our clients in The Lakes close within 21–30 days. Our local team works efficiently to keep things moving, from application to closing.