Buying or refinancing a home in Las Vegas? The Maltese Group brings expert-level mortgage guidance to every step of your journey. Whether you're a first-time homebuyer, a military veteran, an investor, or someone seeking to refinance your current home, we offer customized mortgage solutions backed by deep knowledge of the Southern Nevada real estate market.
We proudly serve all areas of Las Vegas, including Summerlin, Henderson, North Las Vegas, and zip codes like 89117, 89135, and 89148. As a licensed Nevada mortgage team and an Equal Housing Lender, we are committed to helping you reach your goals with clarity, confidence, and speed.
Our clients appreciate honest advice, responsive service, and personalized loan strategies tailored to their unique needs.
We make financing your home simple and transparent. Here's how we guide you from application to closing:
Step 1: Pre-Approval
We evaluate your income, credit, and financial goals. You’ll get a clear picture of what you can afford.
Step 2: Loan Selection
We compare FHA, VA, conventional, and DPA programs and help you select the right fit.
Step 3: Processing & Underwriting
Our team handles every detail documents, verifications, appraisals to ensure smooth approvals.
Step 4: Closing Day
We coordinate everything with your agent, title company, and underwriters for a timely and stress-free closing.
FHA loans are ideal for first-time homebuyers or those with less-than-perfect credit. These government-insured loans require as little as 3.5% down and have flexible credit guidelines. If you're looking to purchase a starter home in communities like Spring Valley or Sunrise Manor, FHA loans are a smart way to make homeownership accessible.
Benefits:
Conventional loans are best for borrowers with stronger credit profiles and stable income. These loans often come with lower monthly payments and can be used for primary homes, vacation properties, or investment purchases.
Advantages of Conventional Loans:
We specialize in helping first-time buyers get into homes with down payment assistance, flexible credit requirements, and local grant programs. Whether you’re moving from renting in Las Vegas or relocating to Nevada, we’ll walk you through every step.
Support Includes:
Many buyers in Las Vegas qualify for down payment grants or forgivable second loans that reduce upfront costs. We work with Nevada Housing Division programs to help you access all available incentives.
Available Programs:
Let us help you unlock these valuable resources and move in with less out of pocket.
Las Vegas is home to many luxury communities with properties exceeding conforming loan limits. Our jumbo loan programs allow you to finance high-value homes with competitive terms and flexible underwriting.
Available Features:
If you're looking to purchase in communities like MacDonald Highlands or The Ridges, a jumbo loan may be the right solution.
If you’re already a homeowner in Las Vegas, refinancing can help you lower your interest rate, reduce your monthly payments, or tap into your home equity.
Common Refinance Scenarios:
We help homeowners in zip codes like 89183, 89141, and 89129 understand all their options.
Investor loans are mortgages designed for the purchase or refinance of income-producing properties. These include single-family rentals (SFRs), duplexes, triplexes, fourplexes, and non-owner-occupied properties. Unlike primary residence loans, investor mortgages have different underwriting criteria, focusing more on property cash flow, borrower reserves, and investment strategy.
Our investor-friendly programs include:
As a VA-approved lender, The Maltese Group proudly helps military families in Las Vegas access the benefits they’ve earned. VA loans offer zero down payment, no private mortgage insurance (PMI), and some of the best interest rates available. You may qualify for a VA loan if you’re a veteran, active duty service member, Reservist, National Guard member, or an eligible surviving spouse.
Key Highlights:
We are honored to assist those who have served by making the homebuying process easier and more affordable.
Most conventional loan programs require a minimum score of 620, though better rates are available with scores above 700.
You can qualify with a credit score as low as 580 with 3.5% down. A 10% down payment may be required if your score is between 500–579.
No down payment is required for most VA loans, making them one of the most affordable homebuying options for eligible veterans.
Any loan exceeding $726,200 for a single-family home in Clark County is considered a jumbo loan.
Down payment assistance programs, FHA loans, and grants are available for qualifying buyers.
Yes, investor loans are designed for non-owner-occupied properties such as rentals or fix-and-flips.
Programs include grants, second mortgages, and forgivable loans to help cover down payments and closing costs.
Yes, you may be eligible for a no-cost refinance where closing costs are rolled into the new loan.
What Our Customers Say About Us
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
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