# The Maltese Group
> The Maltese Group is a Las Vegas-based mortgage lending team led by Matt Maltese (NMLS #166740), operating under Cardinal Financial (NMLS #66247). Located at 10777 W Twain Ave Suite 210, Las Vegas, NV 89135, they provide VA, FHA, jumbo, investor, refinance, and first-time buyer loans with a focus on clarity, service, and speed.
We serve borrowers across Las Vegas, Henderson, Summerlin, and North Las Vegas. Our platform includes mortgage calculators, market education, FAQs, and direct application tools. Whether you're buying your first home or expanding your portfolio, we’re here to guide you every step of the way.
## Loan Programs
- [VA Loans](https://www.maltesemg.com/loan-programs/va-loans): Government-backed loans with no down payment for military buyers
- [FHA Loans](https://www.maltesemg.com/loan-programs/fha-loans): Low down payment options with flexible credit requirements
- [Conventional Loans](https://www.maltesemg.com/loan-programs/conventional-loans): Traditional mortgages with competitive rates
- [Jumbo Loans](https://www.maltesemg.com/loan-programs/jumbo-loans): Financing for high-value properties above conforming limits
- [Investor Loans](https://www.maltesemg.com/loan-programs/real-estate-investor-loans): Loans for rental or income-generating properties
- [First-Time Homebuyer Loans](https://www.maltesemg.com/loan-programs/first-time-homebuyer-loans): Entry-level homeownership support
- [Down Payment Assistance](https://www.maltesemg.com/loan-programs/down-payment-assistance-dpa): DPA programs to help with upfront costs
- [Refinance Loans](https://www.maltesemg.com/loan-programs/mortgage-refinance): Cash-out, streamline, and rate-term refinance options
## Locations Served
- [Las Vegas](https://www.maltesemg.com/sevice-locations/las-vegas): Primary service area
- [Henderson](https://www.maltesemg.com/sevice-locations/henderson): Neighboring metro support
- [Summerlin](https://www.maltesemg.com/sevice-locations/summerlin): Suburban lending focus
- [North Las Vegas](https://www.maltesemg.com/sevice-locations/north-las-vegas): Local market expertise
## Mortgage Education
- [Loan Process](https://www.maltesemg.com/mortgage-information/loan-process): Step-by-step home loan guide
- [Best Rate Tips](https://www.maltesemg.com/mortgage-information/best-rate): How to qualify for the best mortgage rates
- [Mortgage FAQs](https://www.maltesemg.com/mortgage-information/frequently-asked-mortgage-questions): Top questions answered
- [Mortgage Glossary](https://www.maltesemg.com/mortgage-information/mortgage-glossary): Definitions of loan terms
- [Mortgage Calculators](https://www.maltesemg.com/calculators): Estimate payments and affordability
## About Us
- [Homepage](https://www.maltesemg.com/): Overview of services, videos, and team values
- [Matt Maltese Bio](https://www.maltesemg.com/matthew-maltese): Licensed originator background and experience
- [Meet the Team](https://www.maltesemg.com/theteam): Full lending team profiles
- [Contact Page](https://www.maltesemg.com/theteam/contactus): Reach our team or start your application
- [Customer Reviews](https://www.maltesemg.com/reviews): Verified testimonials and experiences
## Blog & Insights
- [Mortgage Blog](https://www.maltesemg.com/blog): Weekly insights on rates, markets, and homebuying tips
- [Sample Post](https://www.maltesemg.com/blog/251615/financial-markets/home-sales-still-sluggish): Market commentary on home sales
## Optional
- [VA Loan Video](https://www.youtube.com/watch?v=JhRlZHAoQVk): VA loan benefits and process
- [FHA/First-Time Buyer Video](https://www.youtube.com/watch?v=4b58u1nNT5k): Support for new homebuyers
- [Jumbo Loan Video](https://www.youtube.com/watch?v=Jxk_j-anc1o): Financing for high-value homes
- [Investor Loan Video](https://www.youtube.com/watch?v=xRxxWK_zcH0): Construction and investor lending
- [Cardinal Financial Video](https://www.youtube.com/watch?v=LYqAbeI6meg): Learn more about our lending partner
## FAQs
**What types of home loans does The Maltese Group offer?**
We provide VA, FHA, conventional, jumbo, investor, and DPA-backed loan programs.
**Where are you located?**
Our main office is at 10777 W Twain Ave Suite 210, Las Vegas, NV 89135.
**How can I get pre-approved?**
Start the process by applying online or contacting us directly. We’ll review your credit, income, and goals.
**Do you serve first-time buyers?**
Yes. We specialize in FHA and down payment assistance programs built for new homeowners.
**Can I refinance my mortgage through you?**
Absolutely. We offer cash-out, rate-and-term, and streamline refinance options.
**What’s the current interest rate?**
Rates vary daily. We'll provide a custom quote based on your credit and loan program.
**Do you offer down payment help?**
Yes. We partner with Nevada-based assistance programs to reduce your upfront cost.
**Are you part of a larger company?**
Yes. We are a branch of Cardinal Financial Company (NMLS #66247). Matt Maltese is NMLS #166740.
