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Matt's Memos

Need for Speed

Need for Speed

Turn times for Maltese Group-"I have the need, the need for speed"With March in the books, we ended the month with an average of 21 days from application to final approval and 24 days for approval to fund.  We have shaved down the applicati

Apr 17, 2017 | Financial Markets Mortgage Market Review Southern Nevada Real Estate Data

Condo Market Returns

Condo Market Returns

Trending…Condos…With values climbing, it is a critical component to the path of home ownership for first time home buyers.   So why is it so hard to get financing??What does “Warrantable” mean?  It means Fannie Mae

Mar 27, 2017 | Financial Markets Mortgage Market Review Southern Nevada Real Estate Data condo financing

Benefits to Higher Rates?

Benefits to Higher Rates?

With rates going up, many mortgage companies should find themselves in the enviable, or unenviable position depending on your perspective, of being over-staffed.  Combine that with the seasonality of the real estate market, where January and February

Mar 05, 2017 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review

Buyer Beware of Discounted Rate Offers

Buyer Beware of Discounted Rate Offers

We are seeing some of the bigger banks and online institutions go on sale and offer heavily discounted rates to customers as of late.  This is actually typical when rates go up.  The companies that have a high concentration of refinance business

Feb 19, 2017 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review

Trumpenomics Effect on Mortgage Rates

Trumpenomics Effect on Mortgage Rates

2016 statistics for Maltese TeamMy team helped nearly 160 families secure financing for 2016Average # of days to go from application to final approved was 25 daysAverage # of days to go from application to funded was 27.5 daysQuickest close took only 9 da

Jan 31, 2017 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review

Jingle Bond Market Rocked

Jingle Bond Market Rocked

Product Alert!Home is Possible for Teachers rolled out.  Available for the first 300 applicants.  Unlike the standard HIP product offering, this will have limited availability.  It is a $10,000 forgivable loan accompanied with a rate that i

Dec 18, 2016 | Mortgage Market Review Southern Nevada Real Estate Data Financial Markets

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