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Mortgage & Market Updates

Deep Dive into DSCR

Deep Dive into DSCR

Click here to watch on YouTube Product Highlight of the month - “DSCR” We’ve heard this phrase quite a bit over the past several years so I wanted to take a deep dive into how the product works and realistically what you as the realtor c

Feb 23, 2024 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Interest Rates Mortgage Rates

Purchase Power Up $60,000

Purchase Power Up $60,000

Click to watch on YouTube Financial Markets- Stocks I recently learned that the Dow Jones is a much smaller sample size of the stock market than the S&P 500, so moving forward I will use the S&P 500 index.  The Dow Jones consists of 30 large

Jan 29, 2024 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Interest Rates

Going Down

Going Down

Conventional loan limit for 2024 has increased to $766,550 A buyer can put as little as 3% down on a sales price up to $790,000 (if they are a first-time home buyer) A buyer can put as little as 5% down on a sales price up to $807,000. A buyer can put a

Nov 30, 2023 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Down Payment Assistance Interest Rates Mortgage Rates

I Guar-ron-tee!

I Guar-ron-tee!

Click here for Audio Version Product Update: Cardinal financial has updated its conventional loan limit to $750,000 in anticipation of Fannie Mae and Freddie Mac’s 2024 loan limit release.  A buyer can put as little as 3% down on a sales pric

Oct 31, 2023 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Mortgage Rates Interest Rates

Declines on the Rise

Declines on the Rise

  Loan Declines on the Rise According to a recent article in Forbes, loan applications across all types of credit are being declined at a much higher percentage than usual.  I thought this was interesting because anecdotally it sure has felt lik

Sep 29, 2023 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Interest Rates Mortgage Rates

Navigating the Stars

Navigating the Stars

Financial Markets- Stocks The markets held their breath as Fed Chairman Powell spoke about their stance on inflation, and while he warned of possible rate hikes should inflation show any signs of sprouting back up, he also stated that there is an element

Aug 25, 2023 | Financial Markets Southern Nevada Real Estate Data Mortgage Market Review Interest Rates Mortgage Rates

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